@charset "UTF-8";
:root{--navy:#202b48;--ink:#27304a;--muted:#63708a;--line:#e0e6eb;--bg:#fafbfd;--paper:#fff;--coral:#f46e5b;--gold:#f5b745;--mint:#49bba5;--violet:#8770cb;--rad:22px;--shadow:0 18px 40px rgba(33,46,77,.07)}
[hidden]{display:none!important}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--bg);font-family:-apple-system,BlinkMacSystemFont,"Hiragino Kaku Gothic ProN","Hiragino Sans","Yu Gothic",Meiryo,sans-serif;line-height:1.8;letter-spacing:.012em;-webkit-font-smoothing:antialiased}a{color:inherit}button,input{font:inherit}button{cursor:pointer}img{display:block;width:100%;height:auto}::selection{background:#ffcf84;color:#172642}:focus-visible{outline:3px solid #1c79c5;outline-offset:3px}p{margin:0 0 1.15em}h1,h2,h3{line-height:1.45;letter-spacing:-.035em}h1,h2,h3,p{overflow-wrap:anywhere}.container{width:min(1180px,calc(100% - 44px));margin-inline:auto}.skip{position:absolute;left:12px;top:-60px;background:#fff;padding:10px 18px;border:2px solid var(--navy);z-index:999}.skip:focus{top:8px}.top-strip{height:7px;background:linear-gradient(90deg,#fa6d64 0 25%,#f8bd4f 25% 49%,#52bca3 49% 75%,#8b73d7 75%)}
.site-header{position:relative;z-index:20;background:#fff;border-bottom:1px solid var(--line)}.header-row{display:flex;align-items:center;justify-content:space-between;gap:28px;min-height:84px}.brand{display:inline-flex;align-items:center;gap:12px;text-decoration:none;min-width:0}.brand-symbol{display:grid;place-items:center;width:47px;height:47px;flex:none;border-radius:15px;background:var(--navy);color:#fff;font-size:26px;font-weight:900;letter-spacing:-.07em;position:relative}.brand-symbol:after{content:"";width:12px;height:12px;border-radius:50%;background:var(--coral);position:absolute;right:-3px;top:-3px;border:2px solid #fff}.brand-name{display:block;font-weight:900;letter-spacing:-.045em;line-height:1.06;font-size:22px}.brand-tag{font-size:10px;display:block;letter-spacing:.22em;line-height:1.3;color:#75819a;font-weight:800;margin-top:7px}.header-nav{display:flex;align-items:center;gap:6px}.header-nav a{padding:11px 14px;text-decoration:none;border-radius:11px;font-size:14px;font-weight:750;white-space:nowrap}.header-nav a:hover,.header-nav a[aria-current=page]{color:#bc4350;background:#fff0ea}.nav-toggle{display:none;border:1px solid var(--line);border-radius:12px;padding:9px 13px;background:#fff;align-items:center;gap:8px;font-weight:700}.header-meta{border-top:1px solid #f0f0f2;font-size:11px;color:#8090a2;display:flex;justify-content:space-between;padding-block:8px}.eyebrow{display:flex;align-items:center;gap:9px;text-transform:uppercase;letter-spacing:.18em;font-size:11px;font-weight:900;color:#6b7292}.eyebrow:before{content:"";height:9px;width:9px;background:var(--coral);border-radius:3px}.eyebrow--light{color:#fff}.eyebrow--light:before{background:var(--gold)}.section-head{display:flex;justify-content:space-between;align-items:end;gap:20px;margin-bottom:27px}.section-head h2{margin:6px 0 0;font-size:clamp(26px,3.4vw,42px)}.muted{color:var(--muted)}.text-link{font-weight:850;color:#bc4350;text-decoration:none;white-space:nowrap}.text-link:hover{text-decoration:underline}.btn{display:inline-flex;align-items:center;justify-content:center;text-align:center;gap:10px;border-radius:13px;padding:13px 21px;text-decoration:none;font-size:14px;font-weight:900;border:2px solid var(--navy);background:var(--navy);color:#fff;transition:transform .2s,box-shadow .2s}.btn:hover{transform:translateY(-2px);box-shadow:0 8px 22px rgba(33,46,77,.18)}.btn--light{border-color:#fff;background:#fff;color:var(--navy)}.btn--ghost{background:transparent;color:var(--navy)}.btn--coral{background:var(--coral);border-color:var(--coral);color:#202b48}
.hero{padding:55px 0 38px}.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:36px;align-items:center}.hero-copy{padding:15px 0}.hero-title{font-size:clamp(38px,4.75vw,70px);line-height:1.32;letter-spacing:-.055em;font-weight:950;margin:18px 0 19px}.hero-title .highlight{background:linear-gradient(transparent 67%,#ffce72 67%)}.hero-desc{color:#59667e;font-size:clamp(15px,1.5vw,18px);max-width:43rem;margin-bottom:28px}.hero-actions{display:flex;align-items:center;gap:20px;flex-wrap:wrap}.hero-art{position:relative}.hero-art img{border-radius:27px;box-shadow:var(--shadow);border:1px solid #fff}.hero-label{position:absolute;bottom:18px;left:-15px;background:#fff;box-shadow:var(--shadow);border:1px solid #e8e8ef;border-radius:14px;padding:12px 16px;font-size:12px;font-weight:850}.hero-label b{color:#e96458;margin-right:9px}.ticker{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff}.ticker-row{display:flex;align-items:center;gap:24px;padding:13px 0;font-size:12px;overflow:hidden}.ticker-label{white-space:nowrap;background:var(--coral);color:#fff;font-size:10px;font-weight:950;padding:4px 10px;border-radius:6px}.ticker a{font-weight:800;text-decoration:none;white-space:nowrap}.ticker a:hover{text-decoration:underline}.ticker-dot{width:6px;height:6px;border-radius:50%;background:var(--mint);flex:none}
.section{padding:68px 0}.section--sm{padding:44px 0}.section--white{background:#fff}.articles-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.article-card{background:#fff;overflow:hidden;border:1px solid #e8eaf0;border-radius:20px;box-shadow:0 9px 26px rgba(30,47,70,.035);transition:transform .2s,box-shadow .2s;display:flex;flex-direction:column}.article-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}.article-card .card-visual{aspect-ratio:1.52;background:#f4f4fb;overflow:hidden}.article-card .card-visual img{height:100%;object-fit:cover;transition:transform .25s}.article-card:hover img{transform:scale(1.03)}.card-content{padding:22px;display:flex;flex-direction:column;flex:1}.cat{display:inline-flex;align-items:center;gap:7px;width:fit-content;border-radius:6px;background:#f6e9e6;color:#a0443e;padding:5px 9px;font-size:11px;font-weight:900;letter-spacing:.03em}.cat:before{content:"";width:6px;height:6px;border-radius:2px;background:currentColor}.card-title{font-size:19px;font-weight:900;line-height:1.55;margin:12px 0 9px}.card-title a{text-decoration:none}.card-title a:hover{color:#b94d54}.card-desc{font-size:13px;line-height:1.9;color:#66748a;flex:1}.card-meta{margin-top:20px;padding-top:13px;border-top:1px solid #edf0f4;display:flex;justify-content:space-between;align-items:center;font-size:11px;color:#7b899b}.card-meta a{color:var(--navy);font-weight:850;text-decoration:none}.card-meta a:hover{text-decoration:underline}.feature-band{background:#263451;color:#fff;padding:58px 0;overflow:hidden;position:relative}.feature-band:after{content:"";position:absolute;border:45px solid #40577b;border-radius:50%;width:310px;height:310px;right:-125px;top:-100px;opacity:.45}.feature-grid{display:grid;grid-template-columns:1fr 1fr 1fr;gap:40px;position:relative;z-index:1}.feature-item .n{display:inline-flex;align-items:center;justify-content:center;background:#f5bf56;border-radius:10px;color:var(--navy);width:39px;height:39px;font-weight:900}.feature-item h3{font-size:19px;margin:18px 0 8px}.feature-item p{font-size:13px;color:#d5dfed;line-height:1.95}.topic-pills{display:flex;flex-wrap:wrap;gap:10px}.topic-pills a,.topic-pills button{display:inline-flex;align-items:center;padding:9px 15px;border-radius:999px;background:#fff;border:1px solid #dce3e9;text-decoration:none;font-weight:800;font-size:12px;color:#4d5971}.topic-pills a:hover,.topic-pills button:hover,.topic-pills button.is-active{background:var(--navy);border-color:var(--navy);color:#fff}.split-grid{display:grid;grid-template-columns:1fr 1fr;gap:46px;align-items:center}.insight-box{background:#f7efd9;border-radius:29px;padding:38px;border:1px solid #f7e5b8}.insight-box h2{margin:9px 0 19px;font-size:clamp(25px,3vw,38px)}.insight-box p{font-size:14px}.insight-list{list-style:none;padding:0;margin:0}.insight-list li{padding:17px 0;border-bottom:1px solid #e4d3aa;display:flex;align-items:center;gap:15px;font-weight:800;font-size:14px}.insight-list li:last-child{border-bottom:0}.insight-list .step{background:#fff;width:36px;height:36px;border-radius:50%;display:grid;place-items:center;font-size:12px;flex:none}.faq-stack details{background:#fff;border:1px solid #e2e8ee;border-radius:15px;padding:18px 21px;margin-bottom:11px}.faq-stack summary{font-weight:850;cursor:pointer;list-style:none;position:relative;padding-right:22px}.faq-stack summary::-webkit-details-marker{display:none}.faq-stack summary:after{content:"+";position:absolute;right:0;top:0;font-size:20px;color:#e37561}.faq-stack details[open] summary:after{content:"−"}.faq-stack p{font-size:13px;color:#657187;margin:12px 0 0}.cta-band{background:linear-gradient(110deg,#f9d7ce 0%,#f4e9fb 55%,#ddf6ef 100%);border-radius:30px;padding:42px 50px;display:flex;justify-content:space-between;align-items:center;gap:28px}.cta-band h2{margin:0 0 10px;font-size:clamp(24px,3vw,35px)}.cta-band p{margin:0;color:#616b80;font-size:14px}
.page-header{padding:62px 0 43px;background:linear-gradient(145deg,#fff8f1,#f3f4ff 60%,#e9f9f6)}.page-header h1{font-size:clamp(31px,4.5vw,54px);max-width:860px;margin:17px 0}.page-header p{max-width:780px;font-size:15px;color:#657189}.breadcrumbs{display:flex;flex-wrap:wrap;align-items:center;gap:9px;font-size:12px;color:#72819b;margin-bottom:19px}.breadcrumbs a{text-decoration:none}.breadcrumbs a:hover{text-decoration:underline}.article-shell{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:65px;align-items:start}.story-header{padding:38px 0 0}.story-header h1{font-size:clamp(34px,4.3vw,55px);line-height:1.35;letter-spacing:-.045em;margin:15px 0}.story-subtitle{font-size:17px;color:#5e6b82;line-height:1.9}.story-meta{display:flex;align-items:center;flex-wrap:wrap;gap:15px;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:16px 0;margin:27px 0;color:#697890;font-size:12px}.story-meta strong{color:var(--navy)}.story-image{margin:0 0 28px}.story-image img{border-radius:19px;box-shadow:var(--shadow)}.story-image figcaption{font-size:11px;color:#718098;margin-top:7px}.story-body{font-size:15px;line-height:2.15;word-break:normal}.story-body .lead{font-size:17px;font-weight:560;color:#34405c}.story-body h2{font-size:25px;line-height:1.55;margin:44px 0 18px;padding-left:17px;border-left:6px solid var(--coral)}.story-body p{margin-bottom:1.35em}.story-body ul{background:#f5f8fc;border-radius:16px;padding:21px 28px 20px 47px;margin:24px 0}.story-body li{padding:5px 0}.story-body h3{font-size:19px;margin:23px 0 8px}.takeaway{border-radius:20px;background:#fff4de;border:1px solid #f5dfb6;padding:24px 27px;margin-top:37px}.takeaway b{display:block;font-size:12px;color:#9b6132;letter-spacing:.1em;margin-bottom:9px}.takeaway p{margin:0;font-weight:800}.source-box{background:#f7f9fb;border:1px solid #e0e5eb;border-radius:17px;padding:24px 26px;margin-top:34px}.source-box h2{border:none;padding:0;margin:0 0 7px;font-size:19px}.source-box p{font-size:12px;color:#6b7891}.source-box ul{margin:12px 0 0;padding-left:20px;background:none}.source-box li{font-size:13px}.source-box a{color:#275b9b}.sidebar{position:sticky;top:28px;margin-top:60px}.sidebar-box{border-radius:22px;border:1px solid #e3e7ee;background:#fff;padding:23px;margin-bottom:20px}.sidebar-box h2{font-size:18px;margin:0 0 15px}.sidebar-list{margin:0;padding:0;list-style:none}.sidebar-list li{padding:13px 0;border-bottom:1px solid #edf0f4}.sidebar-list li:last-child{border:0}.sidebar-list a{font-size:13px;font-weight:820;line-height:1.6;text-decoration:none}.sidebar-list a:hover{color:#b94d54}.sidebar-list small{display:block;margin-top:4px;color:#7d899d}.related-section{padding:65px 0}.article-filter{display:flex;gap:14px;align-items:center;justify-content:space-between;flex-wrap:wrap;margin-bottom:25px}.article-filter input{border:1px solid #cbd4e0;background:#fff;border-radius:11px;padding:10px 14px;min-width:240px;max-width:100%;font-size:13px}.empty-state{display:none;background:#fff;border-radius:18px;padding:28px;text-align:center;color:#627189}.plain-content{max-width:850px;margin:0 auto;font-size:15px;line-height:2.1}.plain-content h2{font-size:24px;margin:37px 0 13px}.plain-content h3{font-size:18px;margin:22px 0 8px}.plain-content ul{padding-left:24px}.plain-content li{margin-bottom:8px}.plain-content a{color:#275b9b}.plain-panel{background:#fff;border:1px solid #e4e9ef;border-radius:20px;padding:30px;margin:23px 0}.contact-table{width:100%;border-collapse:collapse;font-size:14px;table-layout:fixed}.contact-table th,.contact-table td{padding:14px;border-bottom:1px solid #e3e8ee;text-align:left;vertical-align:top;overflow-wrap:anywhere}.contact-table th{width:35%;font-weight:900;color:#4a5671}.contact-table tr:last-child th,.contact-table tr:last-child td{border-bottom:0}.notice{border-left:5px solid var(--mint);background:#f0faf7;padding:19px 22px;border-radius:0 12px 12px 0;margin:22px 0}
.site-footer{background:#1f2b45;color:#fff;padding-top:65px}.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:52px}.footer-grid .brand{color:#fff}.footer-grid p{color:#cbd5e5;font-size:13px;margin:18px 0}.footer-grid h2{font-size:13px;letter-spacing:.06em;color:#f7c873;margin:0 0 17px}.footer-links{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr;gap:10px}.footer-links a{color:#e1e7f1;font-size:12px;text-decoration:none}.footer-links a:hover{text-decoration:underline}.footer-legal{border-top:1px solid #41506a;margin-top:43px;padding:23px 0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px 24px;color:#d5deec;font-size:12px}.footer-legal b{color:#fff}.footer-legal a{text-decoration:none}.footer-legal a:hover{text-decoration:underline}.footer-bottom{border-top:1px solid #41506a;padding:20px 0;display:flex;align-items:center;justify-content:space-between;gap:18px;color:#aebdd0;font-size:12px}.footer-bottom button{background:none;border:0;color:#fff;text-decoration:underline;padding:3px;cursor:pointer}
.cookie-banner{position:fixed;z-index:80;left:20px;right:20px;bottom:20px;max-width:1000px;margin:auto;border-radius:19px;border:1px solid #dbe2ea;background:#fff;box-shadow:0 14px 70px rgba(12,28,59,.22);padding:22px 25px;display:none;gap:25px;align-items:center}.cookie-banner.is-visible{display:flex}.cookie-banner h2{font-size:16px;margin:0 0 6px}.cookie-banner p{color:#586780;font-size:12px;line-height:1.8;margin:0}.cookie-buttons{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:8px;min-width:335px}.cookie-buttons button{border:1px solid var(--navy);border-radius:9px;padding:9px 11px;background:var(--navy);color:#fff;font-weight:850;font-size:11px;white-space:nowrap}.cookie-buttons button.subtle{background:#fff;color:var(--navy)}.cookie-dialog{position:fixed;inset:0;z-index:100;background:rgba(18,26,44,.6);padding:18px;display:none;place-items:center}.cookie-dialog.is-visible{display:grid}.cookie-modal{background:#fff;border-radius:22px;max-width:570px;width:100%;padding:25px;max-height:min(700px,90vh);overflow:auto;box-shadow:var(--shadow)}.cookie-modal-head{display:flex;justify-content:space-between;align-items:center;gap:10px}.cookie-modal h2{font-size:23px;margin:0}.cookie-modal p{font-size:12px;color:#657187}.close-btn{border:1px solid #d8e0ea;background:#fff;padding:6px 11px;border-radius:8px;font-size:19px}.cookie-option{display:flex;align-items:flex-start;justify-content:space-between;gap:17px;padding:14px 0;border-bottom:1px solid var(--line)}.cookie-option strong{display:block;font-size:13px}.cookie-option p{margin:4px 0 0}.cookie-option input{width:19px;height:19px;flex:none;accent-color:#2b735d;margin-top:3px}.cookie-modal-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:21px}.cookie-modal-actions button{flex:1}
@media(max-width:980px){.hero-grid{gap:26px}.hero-title{font-size:clamp(34px,5vw,58px)}.article-shell{grid-template-columns:minmax(0,1fr) 245px;gap:26px}.footer-grid{gap:30px}}@media(max-width:760px){.container{width:min(100% - 32px,1180px)}.header-row{min-height:73px}.brand-name{font-size:19px}.brand-symbol{width:41px;height:41px}.nav-toggle{display:inline-flex}.header-nav{position:absolute;display:none;top:100%;left:0;right:0;padding:14px 16px 18px;background:#fff;box-shadow:0 20px 25px rgba(30,40,64,.1);border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:3px}.header-nav.is-open{display:flex}.header-nav a{width:100%}.header-meta{display:none}.hero{padding:31px 0}.hero-grid,.split-grid{grid-template-columns:1fr;gap:27px}.hero-title{font-size:clamp(38px,9vw,53px)}.hero-art{margin-left:10px}.hero-label{left:-8px}.articles-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.section{padding:48px 0}.feature-grid{grid-template-columns:1fr;gap:24px}.feature-band{padding:43px 0}.feature-item h3{margin:10px 0 3px}.feature-item p{margin:0}.section-head h2{font-size:29px}.article-shell{display:block}.sidebar{position:static;margin:35px 0 0}.sidebar-box{display:none}.sidebar-box:first-child{display:block}.story-header{padding-top:25px}.page-header{padding:43px 0 33px}.footer-grid{grid-template-columns:1fr 1fr;gap:35px}.footer-grid>div:first-child{grid-column:1/-1}.cta-band{padding:28px;display:block}.cta-band .btn{margin-top:20px}.cookie-banner{left:10px;right:10px;bottom:10px;padding:17px;display:none;flex-direction:column;align-items:stretch;gap:13px}.cookie-banner.is-visible{display:flex}.cookie-buttons{min-width:0;justify-content:stretch}.cookie-buttons button{flex:1;white-space:normal}.contact-table th{width:36%}}@media(max-width:510px){.articles-grid{grid-template-columns:1fr}.card-visual{aspect-ratio:1.72}.section-head{align-items:flex-start;flex-direction:column;gap:9px}.section-head h2{font-size:28px}.footer-grid{grid-template-columns:1fr 1fr;gap:22px}.footer-legal{grid-template-columns:1fr}.footer-bottom{align-items:flex-start;flex-direction:column}.feature-band:after{display:none}.cookie-buttons{display:grid;grid-template-columns:repeat(2,1fr)}.cookie-buttons button:last-child{grid-column:1/-1}.story-subtitle{font-size:15px}.story-body{font-size:14px}.story-body h2{font-size:22px}.contact-table,.contact-table tbody,.contact-table tr,.contact-table th,.contact-table td{display:block;width:100%}.contact-table th{padding-bottom:0;border-bottom:0}.contact-table td{padding-top:2px}.insight-box{padding:26px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}